1.Any individual, whether or not self-employed or operating an unincorporated business, is eligible for chapter 13 relief in the event that the individual’s unsecured debts are less than $360,475 and secured debts are not up to$1,081,400. 11 U.S.C. – 109(e). These amounts are realigned periodically to reflect shifts in the consumer price index. A corporation or partnership may not be a chapter 13 debtor. Id.

A person cannot file under chapter 13 or some other chapter if, in the preceding 180 days, a prior bankruptcy petition was dismissed due to the debtor’s willful incapabilityto show up before the court or stick to orders of the court or was voluntarily dismissed after creditors sought relief from the bankruptcy court to recover property upon which they hold liens. 11 U.S.C. — 109(g), 362(d) and (e). Additionally, no individual might be a debtor under chapter 13 or any chapter of the Bankruptcy Code unless he or she has, within 180 days before filing, received credit advice from an approved credit counseling agency either in an individual or group briefing. 11 U.S.C. — 109, 111. There are exceptions in emergency situations or where the U.S. trustee (or bankruptcy administrator) has determined that there are insufficient approved agencies to provide the required counseling. If a debt management plan

2.A chapter 13 case begins by filing a petition with the bankruptcy court serving the area where the debtor has a domicile or residence. Unless the legal court orders otherwise, the debtor must also file with the court: (1) schedules of assets and liabilities; (2) a schedule of current income and expenditures; (3) a schedule of executory contracts and unexpired leases; and (4) a statement of financial affairs. Fed. R. Bankr. P. 1007(b). The debtor also needs to file a certificate of credit guidance plus a copy of any debt repayment plan developed through consumer credit counseling; proof of payment from employers, if any, received 60 days before filing; a statement of monthly net revenue and any anticipatedboost in income or expenses after filing; along with a record of any interest the debtor has in federal or state qualified education or tuition accounts. 11 U.S.C. – 521. The debtor must provide the chapter 13 case trustee with a copy of the tax return or transcripts for the most recent tax year as well as tax returns filed during the case (including tax returns for prior years that had not been filed when the case began). Id. A husband and wife may file a combined request or separate petitions. 11 U.S.C. – 302(a). (The Official Forms may be purchased at legal stationery stores or downloaded from the Internet at www.uscourts.gov/bkforms/index.html. They are not available from the court.)

For help with a Savannah GA chapter 13 bankruptcy , find a Savannah GA bankruptcy lawyer. A Savannah bankruptcy lawyer could give you the help you need.