There are many ways to go about creating prosperity. All these various methods do have one concept that ties them all together, though, which is that you need to develop a consciousness of prosperity.

Creating prosperity requires the correct mindset. It’s a mindset which says you will avoid paying interest at all costs. You will save first and buy the big screen TV second. When you do buy that big screen TV, it will be with cash you’ve saved so as to avoid financing it. The cash you use for your big screen TV will be in excess of your emergency fund and retirement savings.

Do you see how this financial prosperity mindset is quite different from the mindset of most people you know you are constantly struggling to get out of debt? Can you see how this is a thinking process that goes against all the various advertisements you see on television?

Is this harder to do than to just go crazy charging up credit cards and department store accounts like most people? Yes, it is. But, if you really desire to attain financial prosperity in order to live a life of financial success, it’s necessary to live by this prosperity consciousness.

At this point, you might be trying to figure out what strategies you can use so that financial prosperity will be yours. You could do one or more of the following: invest in rental real estate properties, invest into retirement accounts such as IRA’s, Roth IRA’s, 401(k)’s, Self Employed IRA’s, etc, invest in stocks and bonds, network through the Global Information Network, invest in option trading, invest in businesses, invest into an emergency account until you have 3 to 6 to 12 months income saved, start a home business (website, network marketing, etc).

Now, not all of these activities are right for everyone. Some of them require proper training and knowledge in order to do well. However, if you’re not willing to invest some time and energy into learning the specifics of some of these activities that help create prosperity for you, as well as helping when it comes to getting out of debt, financial abundance will elude you.

What if you possess the prosperity consciousness already discussed but just lack the financial resources to build that emergency fund or contribute toward that Roth IRA?

Increasing your income should be on your radar screen if you truly want to achieve financial freedom and prosperity. You’ve got to fight and claw to find a way to do this. Maybe you need to take a second job to find the seed money for your home business.

You may be closer to creating prosperity than you think. One very inexpensive way to start a home business is to create a website around a passion of yours. Rather than thousands or millions, the money needed to get a website started is only a few hundred dollars.

Once you develop a patient outlook, a prosperity consciousness and the correct thinking process, financial prosperity will certainly happen. You’ll realize financial abundance once you’ve worked toward your plan for a number of years.