Pet insurance is definitely a must for the responsible pet owner. They do get into some very tricky predicaments on occasions; it can make home business insurance seem trivial in comparison.

Accidents often occur when drivers swerve in order to avoid foolhardy animals. It seems that there are quite a few more exotic creatures roaming our roads than just cats and foxes; it fact, if you’re lucky (or unlucky) you may encounter a whole menagerie. Country lanes are often frequented by cows, who cause a surprising amount of accidents. Seeming to care little for oncoming vehicles, they treat crossing roads with the utmost complacency. One insurance claim form detailed the following: “Q: What warning was given by you? A: I sounded my horn. Q: What warning was given by the other party? A: They mooed.” On other occasions, though, it seems that old Bessie is simply trying her best to help you. A person who was thrown from their car following an accident once claimed to have been discovered by some overly friendly cows before anyone else. Surely the police should have been on the scene first? I dread to think how much multi van insurance money has been spent on cow-related incidents…

Sometimes, however, animals seem to be the primary victims. While the following claim information was simply poorly worded (one can hope that this was the case, anyway), one can’t help but feel sorry for the poor pet involved: “I pulled in to the side of the road because there was smoke coming from under the hood. I realised there was a fire in the engine, so I took my dog and smothered it with a blanket.” Some animals do get the last laugh, however, as shown by the following report: “In an attempt to kill a fly, I drove into a telephone pole.” Hopefully the fly lived to trouble restaurant insurance companies another day!

Perhaps the most hilarious incident ever, though, was this: “I saw two kangaroos having it off in the middle of the road. So I hit them, which caused me to spurt through the sunroof.”