mortgage refinance Are you thinking of getting pet health care insurance for your dog?

We all want to give our pets the best care possible. After all, they are members of our families too. And we all know that pet health care costs are rising dramatically – just like ours are.

But does it really make sense to purchase pet health care insurance?

Let’s take a look….

What Are the Types of Insurance Available?

There are essentially four types of pet health care insurance coverage for dogs. These are:

juegos  First, get on the internet and start looking up for companies that provide insurance for pets. The two leading companies in the United States of America is VPI Pet Insurance which has been operating since 1982 and ASPCA which provides top pet insurance and healthcare via Hartville Group. Aside from that there are also smaller companies such as Pets Best as well. If you are a member of your local automobile insurance group such as Automobile Association, then look up their services as some provide healthcare for pets as well, allowing you to care for your car and pooch all at one go.

homes for sale  Step #1 – Find Different Insurance Companies

Even though pet insurance is relatively new, there are plenty of companies offering a variety of different plans to fit your needs. Make a list of them and do some research on them as well. Find out how their claims process is, how long they have been in business, and even reviews from other pet owners. You can get some company ideas from your veterinarian.

What Does Insurance Cost?

The premiums are based on multiple factors, but the biggest ones are the age and breed of your dog. Premiums can start as low as $10 per month, but will typically run $20 – $40 per month. These latter rates equate to $240 – $480 per year and $2,880 – $5,760 over the life of a dog, assuming a nominal 12-year life span.

Most companies offer discounts if you insure more than one pet.

Where Do You Get Insurance?

Some of the most popular and best rated plans are offered by:

• Pet Plan US (GoPetPlan.com)
• Embrace Pet Insurance (EmbracePetInsurance.com)
• PurinaCare Pet Health Insurance (PurinaCare.com)
• Trupanion (TrupanionPetInsurance.com)

For independent reviews of the different companies and their plans, along with customer comments, go to PetInsuranceReviews.com.

The Bottom Line:

The decision to purchase pet health care insurance for your dog is one only you can make.

If you have an expensive dog, such as one used for breeding, a guide dog, a search and rescue dog, or a certified guard dog, then the choice is easy – get the very best insurance you can find.

On the other hand, for your typical family pet, the choice is a little more difficult. Here, the most important thing is to make an informed decision.

First, get more information. Learn as much as you can about your breed of dog and the medical conditions they are prone to, especially the genetic ones. Decide exactly what you want included in your coverage and then shop around and get quotes from a number of the top-ranked companies.

Only make a decision after you have detailed information for your specific dog and for the specific coverage that you want. And then, make the decision that is best for you, your family, and your pet You can be published without charge. You can to republish this article in your website or blog. Please provide links Active.