Self Credit Repair 

If you have decided to do self credit repair – congratulations on being among the few who have made a really smart choice. Congratulate yourself, but don’t rest on your laurels. It is too easy to do nothing and just think about it. Self Credit Repair is not hard, but it does require a bit of your time. Attempting to figure it all out by yourself could take a lot of time. Fortunately, you don’t have to figure it all out by yourself. There is one web site that we strongly counsel you to take a close look at. CreditBlossom.com is a free tool with an amazing online application that enables you to produce your credit dispute letters in minutes. The easy-to-follow step by step videos walk you through the whole process involved in self creditrepair.

So, where do you start? There are a few things you have to do on your own. You have to have a copy of your credit report. There are many places you can get this online. But be cautious. Most of them will try to up-sell you on something you don’t need.

After you’ve got your credit report, you need to review it and decide what you need to dispute. Look everything over. If you are not completely sure the items are reporting 100% correctly, you have a right to dispute it.

So, which things should you dispute? Old collections, negative accounts that were closed a while back, any derogatory items with even the slightest errors reporting. Old closed out collections often are still negatively affecting your credit report since they have a bad rating. This bad rating is not fair because the account is actually paid off.  You should definitely dispute these. In many cases you will find that these thingswill get deleted off your credit report and that will help your credit score.

After you have decided what to dispute, you need to write the appropriate credit repair letters. This is where CreditBlossom.com comes into play because you don’t have to do it all long-hand. The automated Credit Repair Letter Wiz gives you a way to automate the process of writing the credit repair letters and makes it a cinch.

You would also be wise to look at the FTC’s web site about CreditRepair. You can google search “FTC credit repair” and it will be the first link. It is a good read and goes right in line with everything CreditBlossom.com states on their web site about the best credit repair option being self credit repair. So, produce the credit repair letters and get them sent out. You will be so happy you did.

There are specific guidelines for sending out the credit dispute letters. Make sure you do it properly. Again, all you need to know is on the CreditBlossom.com site and they put it all in videos too that show you how to do it.