Most of the travel insurance companies don’t want to cover people above 65 years of age, so if you belong to this age group, you should first ask what the insurance company has for you.  The best policy for you may be in companies that specialize in senior travel insurance.

You may still have some questions when looking for a company that specializes in senior citizen travel insurance.  Is there an age limit? – that should be the very first thing you should ask.  Some policies will cover ages 74 years and below, and some claim to have no age limit.  Furthermore, they may have different limitations on your policy based upon your needs.  The traditional policy may cover up to any age, while a multi-trip plan will only cover up to age 74.  As always, just make sure you go through the fine print.

It is common for senior citizens to find it easy to get cheap travel insurance before the age of 55, but as you get older, most insurance companies would find it risky to offer insurance.  Insurance companies are aware of the reasons why you are looking in advance, but it is also a good thing if you find out if your current health insurance company provides travel insurance as well.  You may also talk with your car insurance company if they also provide travel insurance. The advantage of talking with your health insurance company is they already know a bit about your medical record.  They are the ones who can tell if it is safe for you to travel or not.

If you belong to this age bracket, it certainly isn’t easy to find a travel insurance policy, but that doesn’t mean you can’t find one, you just have to look harder.